Frequently Asked Questions (FAQ)
You might have a few questions—don’t worry, that’s completely normal! We’ve put together a quick collection of frequently asked questions (FAQ) along with our answers to help you out. If you still have a question that isn’t covered on this page, feel free to contact us or give us a call, and we’ll be more than happy to assist you.
Q: Will you be listing my house on the MLS or buying it?
A: Great question. We’re not real estate agents, so we don’t list houses. Instead, we are professional home buyers. We purchase houses in Illinois that meet our criteria. After buying a house, we may choose to repair it and sell it to another homeowner or keep it as a rental property.
Q: Do you pay fair prices for properties?
A: Many of the houses we purchase are below market value, allowing us to resell them at a profit. We aim to get a fair discount on a property. However, in our experience, many sellers value the convenience we offer: cash payments, quick closings (no waiting for financing), and no need for repairs or agent fees. If that’s what you’re looking for and you see the value in selling your house quickly, let’s see if we can agree on a fair, win-win price. Remember, our no-obligation pricing means you’re not required to proceed with our offer—it’s simply good to know what we’re offering!
[DOWNLOAD our free guide that walks you through the Pros and Cons (plus the cost and timeline) of selling your house to a real estate investor… plus learn the pros, cons, and costs of the other two alternatives… listing with an agent or selling it yourself. Head on over here to download your free guide →]
Q: How do you determine the price to offer on my house?
A: Another great question! We pride ourselves on transparency. Our process is straightforward: we assess the property’s location, necessary repairs, current condition, and the recent sale prices of comparable homes in the area. As you may know, house values have fluctuated significantly in recent years, and many areas haven’t fully recovered. We consider all these factors to arrive at a fair price that works for both of us.
Q: Are there any fees or commissions to work with you?
A: This is where we differ from traditional home selling methods: there are NO fees or commissions when you sell your house to us. We’ll make you an offer, and if it’s a fit, we’ll buy your house—often covering closing costs as well. No hassle, no fees. We make our profit after paying for any necessary repairs and reselling the house (we take on all the risk). Once we buy your house, the responsibility is ours, and you walk away without the burden of the property, often with cash in hand.
Q: How are you different from a real estate agent?
A: Real estate agents list properties and hope to find a buyer, taking a percentage of the sale price as commission (typically 3-6%). This process can take 6-12 months. Agents provide a great service for those who can wait and don’t mind paying commission fees. But we’re different—we’re home buyers, not agents. We buy houses directly from homeowners for cash, often deciding to purchase within a couple of days (sometimes even the same day). We take on the risk, repair the house, and handle the sale, making the process quicker and simpler for you.
Q: Is there any obligation when I submit my info?
A: Absolutely not. There’s zero obligation on your part. Once you share details about your property, we’ll review the information, possibly set up a call to learn more, and then make you a fair all-cash offer. It’s entirely your decision whether or not to sell your house to us. We won’t hassle or pressure you; the choice is 100% yours.
Q: Can I view the properties you’ve sold?
A: Absolutely! We have a dedicated section on our website where you can explore photos and details of the properties we’ve successfully sold. This includes information about the types of properties, their locations, and the nearby establishments. Click here to explore our past sales.
Q: What types of properties do you buy?
A: At Heartland Funding Inc., we buy houses in any price range and condition. Whether it’s a well-maintained home or a property that needs extensive repairs, we’re interested. Our goal is to provide solutions for a wide range of property situations, including inherited homes, distressed properties, and those facing foreclosure or other challenges. If you’re unsure whether your property qualifies, reach out to us—we’re here to help!
Q: Can I sell my house if it’s in probate or if I’m behind on taxes?
A: Yes, we can assist with properties in probate or those with outstanding taxes. We understand that dealing with a house in probate or behind on taxes can be stressful. Our team is experienced in navigating these situations and can offer solutions tailored to your specific circumstances.
Q: How does the closing process work when selling to you?
A: The closing process with Heartland Funding Inc. is designed to be as straightforward and stress-free as possible. Once we agree on a price, we’ll set a closing date that works for you. We typically handle all the paperwork and cover any associated closing costs. Our team will guide you through each step, ensuring everything is completed efficiently and transparently. You’ll walk away with cash in hand and the burden of the property behind you.
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Download our FREE Guide here. Or, you can always feel free to contact us anytime if you have questions, want a no hassle Situation Evaluation, or want to just learn more about how we can help homeowners sell unwanted properties for cash.
Get the FREE Guide and then give us a call at (800)-255-8250 and we’ll discuss what your home is worth and what we can offer to buy it for with our Cash Offer Program.